Don't Buy a Car -
or Did You Already Buy One?
When Income Grows and You Want to Buy "Stuff"
Debt-to-Income Ratios and Car Payments
How Buying a Car Reduces Your Purchase Price
Reasons to Delay Buying a Home
Why Buying a Home is a Good Idea?
The Best Investment
Income Tax Savings
Stable Monthly Housing Costs
Freedom and Individuality
What's More important -
Buying a House? Or a Home?
Why Search for A Realtor?
Finding an Agent by "Accident"
Listing Agents vs. Selling (Buyer's) Agents
Should You Call the Listing Agent?
Agent's Advertising - Is the Purpose What You Think?
Finding Your Own Realtor
Some Basics About the Search
How to Conduct the Search
Interviewing A Good Realtor
When the Agent Asks You for an Appointment
Looking Ahead - Buyer's Remorse
Buying a Home With Resale Value - Location
Location, Location, Location?
Location - Local Community, Town or City
Location - the Local Neighborhood
Location - the Residential Neighborhood
Comparable Sales and Your Offer Price
Determining Your Offer Price
Comparable Sales in the Public Record
Comparable Sales in the Multiple Listing Service
Comparable Sales - Pending Transactions
Offering to Purchase Real Estate - the Basics
Introduction and Overview
Contingencies in a Purchase Offer
Earnest Money Deposit
The Closing Date
Transfer of Possession
Things Not To Do Before Buying a Home
No Major Purchases of Any Kind
Don't Move Money Around
Should You Change Jobs?
The Business Cycle and Buying a Home
Recession and Expansion
Supply and Demand
Should You Try to "Time the Market"?
Buying a Home With Resale Value - the House
A Home With a View?
Lot Choice and Landscaping
Bedrooms & Bathrooms
Closets, Garage & Laundry
Factors Affecting Your Offer Price
How Property Condition Affects Your Offer
How Home Improvements Affect Your Offer
How Market Conditions Affect Your Offer
How Seller Motivation Affects Your Offer
The Final Decision on Your Offer Price
Writing an Offer - Safeguards Regarding the Property
Disclosures From the Seller
Condition of the Property Upon Transfer
Inspections You May Require
Final Walk-Through Inspection
How FHA and VA Financing Affects Your Offer
Extra Costs for the Seller
More Detailed (and expensive) Appraisals
How Financing Details Affect Your Offer
Closing Costs and Financing Incentives
You and the Seller Must Agree on Some Services
Settlement and Escrow
Title Insurance Companies
Termite and Pest Inspections
Buyer's Remorse - Did You Make a Huge Mistake?
38275 12 Mile Road, Suite 101,
Farmington Hills, MI 48331
tel. (248) 553-5050
fax. (248) 324-9275
Each office individually owned and operated
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