Buyers

$Re\Max New Trend$

		Don't Buy a Car - or Did You Already Buy One?

		When Income Grows and You Want to Buy "Stuff" Debt-to-Income Ratios and Car Payments How Buying a Car Reduces Your Purchase Price


		Reasons to Delay Buying a Home



		Why Buying a Home is a Good Idea?

		The Best Investment Income Tax Savings Stable Monthly Housing Costs Forced Savings Freedom and Individuality


		What's More important - Buying a House? Or a Home?



		Why Search for A Realtor?

		Finding an Agent by "Accident" Listing Agents vs. Selling (Buyer's) Agents Should You Call the Listing Agent? Agent's Advertising - Is the Purpose What You Think? Finding Your Own Realtor Some Basics About the Search How to Conduct the Search Interviewing A Good Realtor When the Agent Asks You for an Appointment


		Looking Ahead - Buyer's Remorse



		Buying a Home With Resale Value - Location

		Location, Location, Location? Location - Local Community, Town or City Location - the Local Neighborhood Location - the Residential Neighborhood


		Comparable Sales and Your Offer Price

		Determining Your Offer Price Comparable Sales in the Public Record Comparable Sales in the Multiple Listing Service Comparable Sales - Pending Transactions


		Offering to Purchase Real Estate - the Basics

		Introduction and Overview Contingencies in a Purchase Offer Earnest Money Deposit The Closing Date Transfer of Possession

			Things Not To Do Before Buying a Home

			No Major Purchases of Any Kind Don't Move Money Around Should You Change Jobs?


			The Business Cycle and Buying a Home

			Recession and Expansion Supply and Demand Should You Try to "Time the Market"?


			Buying a Home With Resale Value - the House

			A Home With a View? Lot Choice and Landscaping House Size Bedrooms & Bathrooms Closets, Garage & Laundry Kitchen Fireplaces Swimming Pool?


			Factors Affecting Your Offer Price

			How Property Condition Affects Your Offer How Home Improvements Affect Your Offer How Market Conditions Affect Your Offer How Seller Motivation Affects Your Offer The Final Decision on Your Offer Price


			Writing an Offer - Safeguards Regarding the Property

			Disclosures From the Seller Condition of the Property Upon Transfer Inspections You May Require Final Walk-Through Inspection


			How FHA and VA Financing Affects Your Offer

			Extra Costs for the Seller More Detailed (and expensive) Appraisals


			How Financing Details Affect Your Offer

			Down Payment Interest Rate Closing Costs and Financing Incentives Seller Financing Cash Offers


			You and the Seller Must Agree on Some Services

			Settlement and Escrow Title Insurance Companies Termite and Pest Inspections


			Buyer's Remorse - Did You Make a Huge Mistake?

$Re\Max New Trend$

$Re\Max New Trend$	122 Concord Road Bloomfield Hills, MI 48304 tel: (248) 988-8888 fax: (248) 988-8622		38275 12 Mile Road, Suite 101, Farmington Hills, MI 48331 tel. (248) 553-5050 fax. (248) 324-9275	$Re\Max New Trend$
Each office individually owned and operated $Re\Max New Trend$